Obtain Loan Approval

Once your loan application has been received, we will start the loan approval process immediately. This involves verifying your:

  1. Credit history

  2. Employment history

  3. Assets, including your bank accounts, stocks, mutual funds and retirement accounts
Based on your specific situation, additional documents or verification may be required. TO improve your chances of getting loan approval:
  1. DO NOT make any major purchases including car, furniture, another house, appliances, etc.

  2. DO NOT change jobs. If you do, it can create delays, as the new job will need to be verified.

  3. DO NOT switch banks or mover your money around. It is best to leave your money right where it is until you loan is closed.

  4. DO NOT pay off bills. I will advise you if it is necessary to pay off bills to help you qualify for a loan.
©2003 The Windschitl Team Prime Mortgage, a Division of The Business Bank